This Privacy Policy outlines how TEOM INVEST collects, uses, and protects your personal data when you use our services. We are committed to safeguarding your privacy and ensuring that your personal data is processed in compliance with the General Data Protection Regulation (GDPR) and other applicable data protection laws.

 

1. Data Controller

The controller of your personal data is TEOM INVEST, a company registered at Bulgaria, Sofia, Korab planina 6

If you have any questions about how your personal data is processed, please contact us at:

• Email: support@deltafunded.com

• Postal Address: Bulgaria, Sofia, Korab planina 6

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2. Types of Personal Data Collected

 

Some of the information we collect from you we need to enable us to deliver the Website Services to you in accordance with our terms, sometimes we are required by law and regulations to collect and process this information about you. At other times, we consider it is in our legitimate business interests to collect and process this information, taking into consideration your privacy rights. We may use your information to: 

 

● Fulfill your orders, make necessary settlements, pursuing claims or respond to requests you make in connection with providing the services under our terms with you 

To provide you with a response pursuant to your request and your agreement with the applicable terms, we will collect and use Personal Information including your name and email address.

 

 ● Provide our Website Services to you, including access to our Account or support

 In order to perform the Website Services under the contract between you and TEOM INVEST, we have to collect certain Information from you such as your name and contact details. We may collect Birthdate, Driver’s license number or issued ID card number, passport number, Photographs or profile pictures and any other information voluntarily supplied by you that is reasonably necessary for us to fulfill our obligations. Without this information, we may not be able to deliver the services which you request from us. 

 

● Improve and develop the Website Services

 We look for ways to innovate and advance our Website Services. We will use Information about how you use the Website Services, including how you interact with various aspects of the Website Services, the duration for which you use the Website Services and content that is of interest to you, in order to do this. It is in our legitimate business interests to use Personal Information in this way to develop improved Website Services. 

 

● Send administrative information, changes to contract terms or policies

 Where we make updates to terms and policies we are required under certain laws and under our contract with you, to notify you of these changes. Other administrative communications may be necessary in order for us to perform our obligations under the contract with you, or may be sent out in line with our legitimate business interests.  

 

● Send marketing communications like product announcements, educational materials or upcoming online or offline events, where you have not objected to receiving these or with your consent where required. This may also include inviting you to participate in various promotional activities and consumer research surveys. It is in our legitimate business interests to generate growth for our own business to ensure we continue to generate development for our company and drive sales of our products and services. We will carry out marketing campaigns and research surveys in accordance with other applicable laws

 

. ● Research and analyse how our Website Services are used via cookies, web beacons and other similar technologies to personalise the Website Services. (For more information about our use of cookies and your choices to opt-out of their use, see “Cookies” at section J below. We use your information in our legitimate business to understand how you interact with our Website Services and to deliver relevant content to you online

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 ● Diagnose and fix technical issues and monitor the security of our environments 

We need to understand how our Website Services are performing in order to prevent and address any issues that may present themselves with regard to technical and security operations. We may process your Personal Information for this purpose in our legitimate business interests to protect the integrity of the Website Services. 

 

● To comply with any applicable law, regulation, legal process, or governmental request. 

 

● For any other purpose disclosed to you in connection with our Website Services from time to time 

 

If we intend to process your Personal Information for a purpose other than that set out above, we will provide you with information prior to such processing. Processing of Personal Information for purposes other than the above may take place: (i) based on obtaining additional consent, (ii) on the basis of applicable law, or (iii) when it is consistent with the purpose for which the Personal Information was originally collected. It is also in our legitimate business interests to process your Personal Information to protect our rights or property, or the security or integrity of our Website Services. 

 

Third-Party Content. The Website Services may offer access to third party services. These services may collect and use your information. This Privacy Policy does not extend to third-party apps or add-ons (which may also collect your Information) even if packaged by TEOM INVEST or offered through the Website Services. 

 

Account 

 

We collect Personal Information as set out above, in order to provide access to the Account under the terms entered between TEOM INVEST and you. We are also required to keep these details to comply with our own legal obligations. We also collect and process usage data when you use our Account (e.g. IP address, session duration, activities undertaken on the Account and other use data) (“Usage Data”) in order to provide, maintain, and improve our Account. In addition, we collect and process data about our Account, features or users in order to improve the services (“Analytics Data”). Analytics Data may include information about the devices operating the platform (e.g. browser type/version, OS type/version, device type/version), or such other similar information about user configuration or operation of service features or functionality. Whilst both Usage Data and Analytics Data may not contain information that we can use to identify you in the "real world" (such as a name or address), we collect this data and store it against a uniquely assigned ID. We do not use profiling or automated decision-making processes. How we use this Account data Usage Data. Specifically, TEOM INVEST may use Usage Data to

 

● Positively identify and determine eligibility of Users opening and maintaining Accounts; 

 

● Evaluate whether access to the service and Account is suitable for each User;

 

● Complete payments; 

 

● Effect, administer or enforce transactions requested or authorised by the User and

 

 ● Maintain or service the User’s Account with TEOM INVEST. Our lawful basis for using Usage Data is in order to take steps to enter into a contract with you or as is necessary for the performance of a contract already in place between us. Analytics Data. TEOM INVEST uses Analytics Data to help us better understand how our Account is being used, make improvements, and develop new features, products and services. We may use this data to:

 

 ● Better understand how our users configure and use our platform and your Account

 

 ● Determine which configurations or practices optimise performance (e.g. best practices)

 

 ● Perform data analysis and audits 

 

● Identify, understand and anticipate performance issues and the environmental factors that affect them

 

 ● Other such business purposes relating to the operation, improvement, or development of our services. The use of this Analytics Data, for the purposes described in the above, is carried out pursuant to our legitimate business interests, to develop, expand and improve our offering. We are sure to balance our legitimate business interests with your privacy rights and we take steps in how we process and use Usage Data and Analytics Data to protect these. Personal Information collected online may be combined with other information Users provide to TEOM INVEST in hard copy or through the TEOM INVEST help desk. D. Disclosure of User Personal Information Privacy Policy TEOM INVEST Assessments may disclose Personal Information of current and former Users to affiliated and non-affiliated third party entities in connection with our business (who may be located anywhere in the world but where adequate safeguards are in place for the transfer, as set out further in the section marked "Where do we store your Personal Information") including, without limitation: to another entity in the TEOM INVEST group for the purpose of providing the requested services, e.g., for the purpose of assessing eligibility and making offers to participate in TEOM INVEST-Related Entity Programs,

 

 ● to TEOM INVEST’s service providers that perform services on TEOM INVEST’s behalf under written agreements which restrict use of Personal Information to the limited purposes for which it is provided to them and to refrain from further use or disclosure except as permitted by law. This may include companies who perform background checks or identity verification, infrastructure, data analysis,

 

 ● business intelligence, User relationship Account providers, banks, payments institutions, postal operators, market data providers, marketing support services providers, consumer research service providers, cloud service providers, and IT service providers

 

 ● to communicate with credit reference and information agencies 

 

● to TEOM INVEST strategic partners to permit them to assess your interest in Website Services, including foreign exchange payments and international money transfers

 

 ● to TEOM INVEST affiliates, who are permitted to disclose and use the information only to the extent that TEOM INVEST may disclose and use the information under this Privacy Policy 

 

● in the ordinary course of business to TEOM INVEST’s attorneys, accountants and auditors 

 

● to persons holding a legal or beneficial interest relating to the User’s account

 

 ● to persons acting in a fiduciary, representative, or attorney capacity in relation to an account

 

● to protect against actual or potential fraud, unauthorised transactions, claims or other liability

 

 ● to government, regulatory or law enforcement agencies to the extent permitted or required by law, or to comply with applicable legal requirements 

 

● to monitor our services, whether provided by ourselves or a third party 

 

● to comply with civil, criminal or regulatory investigations, or judicial process, summons or warrant by appropriate EU authorities or 

 

● in the event of a proposed or actual reorganisation, merger, sale, joint venture, assignment, transfer, or other disposition of all or any portion of TEOM INVEST’s business, assets or stock (including in connection with any bankruptcy or similar proceedings). The client confidentiality obligations set out in our Privacy Policy do not and will not apply to, and in respect of, any confidential information required to be disclosed (by us or you) pursuant to any applicable law, or the lawful request of any court of competent jurisdiction, government agency, or regulatory body, provided in each case you (or we) notify and consult with us (or you) in advance and as to the timing and content of such disclosure, except where applicable law prohibits us (or you) from doing so.

 

Except as stated in this Privacy Policy, TEOM INVEST will not share Personal Information about any present or former User with any non-affiliated third party without the User’s prior written consent. E. How we secure your Personal Information All information you provide to us is stored on our secure servers. Where we have given you (or where you have chosen) a password which enables you to access certain parts of our Website Services and Account, you are responsible for keeping this password confidential. We ask you not to share a password with anyone. Unfortunately, the transmission of information via the Internet is not completely secure. Although we will do our best to protect your Personal Information, we cannot guarantee the security of your data transmitted to our Website Services and Account; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.

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5. Data Retention

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We retain your personal data only as long as necessary for the purposes outlined above or as required by law. Below are typical retention periods:

•  Account Data: Retained for the duration of your account and for up to 5 years after closure.

• Payout Data: Retained for 5 years to comply with tax and accounting laws.

•  Marketing Data: Retained until you opt-out of receiving marketing communications or for a maximum of 3 months after your last interaction with us. 

• Enhancing Services: Personal data is typically processed for a maximum of 6 months.

•  Legal Obligations: Personal data is processed for the period specified by relevant legal regulations.

•  Consent: If consent has been given, personal data is processed for the period specified in the consent. 

 

6. Data Sharing and Transfers

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We may share your personal data with trusted third parties under strict contractual obligations:

• Service Providers: Cloud storage providers, IT services, and marketing agencies.

• Legal and Regulatory Authorities: When required to comply with legal obligations.

• Business Transfers: In the event of a merger, acquisition, or asset sale.

We do not transfer data outside the European Economic Area (EEA)

 

7. Security Measures

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We implement robust technical and organizational measures to secure your personal data, including:

• Data encryption

• Access controls and authentication measures

• Security audits

While we take all reasonable precautions to protect your data, no system is entirely secure. We advise you to safeguard your account credentials and notify us immediately of any unauthorized access.​​

 

8. Your GDPR Rights

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Under GDPR, you have the following rights:

• Access: Obtain a copy of your personal data and information about its processing.

• Correction: Request corrections to inaccurate or incomplete data.

• Erasure: Request deletion of data under certain conditions.

• Restriction: Limit the processing of your personal data in specific cases.

• Portability: Receive your data in a structured, machine-readable format.

• Objection: Object to data processing based on legitimate interests.

• Withdrawal of Consent: Withdraw consent at any time for processing activities based on consent.

• Automated Decision-Making: Not be subject to decisions based solely on automated processing, except where legally permitted.

To exercise these rights, please contact us at support@deltafunded.com.

 

9. Updates to This Privacy Policy

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We may revise this Privacy Policy to reflect changes in our practices or legal requirements. Substantial updates will be communicated to you, and the latest version will always be available on our website with a “Last Updated” date.

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“Last Updated” - 01.04.2025